Unsecured funding with same-day pre-approval. No collateral, no months-long bank process — funding built for how gyms actually operate.
Banks don’t understand gyms. We do. Whether you’re opening your first location, buying equipment, acquiring a competitor, or just need working capital to get through a slow season, we connect gym owners with funding options up to $500,000 — unsecured, with pre-approval decisions the same day you apply.
What gym owners use it for
- New equipment and equipment upgrades
- Opening a new location or expanding your current one
- Acquiring an existing gym
- Pre-revenue startups getting off the ground
- Working capital and cash-flow gaps
How it works
- Tell us what you need — Fill out the short pre-qualification form below. Takes two minutes.
- Get your options the same day — We match your situation against our lending partners and come back with real numbers.
- Get funded — Approvals move fast. No collateral required on most programs.
What lenders actually look at
- Time in business (options exist for pre-revenue startups too)
- Monthly revenue and cash flow
- Credit profile
- What the funds are for
You don’t need perfect credit or years of tax returns to start the conversation. The pre-qualification form tells us where you stand — no obligation.
Why work with Jim Thomas
Jim Thomas is a gym industry consultant who has spent his career inside gym operations — startups, turnarounds, acquisitions, and funding. He runs a 4,900-member gym funding community and works directly with gym-friendly lenders who understand this business. You’re not explaining what a ‘pre-sale’ is to a bank officer. You’re talking to someone who speaks gym.
Get pre-qualified today
Submitting the form is free and doesn’t obligate you to anything. Your information stays private.
